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Will Insurance Cover Your Hail-Damaged Car?

Blog, Hail damage Repair · June 12, 2025

If your car just took a beating in a Greensboro hailstorm, you’re not alone—and you’re not out of luck either. At Innova Car Care, we’ve helped countless local drivers navigate auto hail damage insurance claims and restore their vehicles to like-new condition. Hail can cause everything from tiny dings to cracked windshields and deep dents—but the good news is, your insurance might cover it all.

Let’s walk through what you need to know about hail damage car insurance in Greensboro, and how our expert hail damage and paintless dent repair experts at Innova are here to help. 

Table of Contents

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  • What Type of Car Insurance Covers Hail Damage?
  • How to File an Auto Hail Damage Insurance Claim
  • Why Hail Damage Shouldn’t Be Ignored
  • Hail Damage Repair in Greensboro, NC: Your Local Experts
  • Does a Hail Damage Claim Raise Your Insurance Premium?
  • When to Schedule Your Hail Damage Repair
  • Protect Your Car Before the Next Storm
    • Your Greensboro Hail Damage Repair Pros

What Type of Car Insurance Covers Hail Damage?

Not all insurance policies cover hail, but if you carry comprehensive coverage, you’re in good shape. Comprehensive insurance is designed to protect against non-collision events—like theft, vandalism, falling trees, and yes, hailstorms.

If you’re not sure whether you have comprehensive coverage, check your policy or contact your insurance provider. Most drivers in hail-prone areas like Greensboro add this protection for peace of mind.

How to File an Auto Hail Damage Insurance Claim

Filing an auto hail damage insurance claim is easier than you might think. Here’s how to get started:

  1. Document the Damage: Take clear photos of all dents, dings, and cracked glass immediately after the storm. Don’t forget the roof and hood. 
  2. Contact Your Insurance Company: Let them know you’ve been hit by hail and want to initiate a claim. They’ll assign an adjuster to inspect the damage. 
  3. Get an Estimate: You’re allowed to choose your repair shop, so work with a trusted local expert like Innova Car Care to provide a professional repair estimate. 
  4. Approve the Repairs: Once your insurance approves the work, we’ll schedule your repair and get your car back to showroom shape.

Need help with the process? We assist with claims and can work directly with your insurance company to streamline everything from inspection to repair.

Why Hail Damage Shouldn’t Be Ignored

Even if the hail damage looks minor, it can lead to bigger problems down the road. Small dents can chip your paint, exposing metal and accelerating rust. Cracked windshields reduce your visibility and compromise safety. And all of it can tank your resale value.

That’s why car hail damage repair in Greensboro isn’t just about aesthetics—it’s about protecting your investment and staying safe on the road.

Hail Damage Repair in Greensboro, NC: Your Local Experts

At Innova Car Care, we specialize in hail damage repair in Greensboro, NC, using cutting-edge tools and techniques like Paintless Dent Repair (PDR). This non-invasive method gently restores your car’s original panels without the need for sanding, fillers, or repainting—saving you time and preserving your factory finish.

Here’s what sets us apart:

  • Free Estimates & Insurance Assistance
  • Advanced PDR for Dent Removal
  • Certified Technicians Who Treat Your Car Like Their Own
  • Fast Turnaround Times

We’ve seen everything from light roof dings to full-body hail impact, and we’ve restored it all with precision and care.

Does a Hail Damage Claim Raise Your Insurance Premium?

This is a common concern, and thankfully, the answer is usually no. Because hail damage falls under “acts of nature,” it’s considered a no-fault claim. That means your insurance company typically won’t raise your rates just for filing.

However, it’s still wise to speak with your provider about your individual policy. You may still be responsible for a deductible, depending on your coverage.

When to Schedule Your Hail Damage Repair

As soon as the storm passes, don’t wait. The longer you delay repairs, the more you risk long-term damage. Plus, body shops can fill up quickly after a major storm in Greensboro.

At Innova Car Care, we offer priority scheduling for hail damage repairs. We’ll inspect your vehicle, help with your hail damage car insurance claim, and work quickly to get you back on the road with confidence.

Protect Your Car Before the Next Storm

Want to prevent future hail damage? Ask us about paint protection film and ceramic coatings—two smart upgrades that help shield your vehicle from the elements year-round.

Your Greensboro Hail Damage Repair Pros

Whether your vehicle is lightly dinged or heavily damaged, Innova Car Care is your go-to expert for car hail damage repair in Greensboro. From handling your auto hail damage insurance claim to performing flawless repairs, we’ve got your back from start to finish.

Don’t let hailstorms keep you off the road. Call Innova today or visit our shop for a free inspection—we’ll make sure your car looks better than ever.

(336) 585-8275

Innova_CarCare
Innova Care Care

Innova Car Care takes vehicle detailing to the next level with precision cleaning, ceramic coatings, and paint protection services. We understand that your vehicle is a valuable investment, and our team is dedicated to maintaining its beauty and longevity.

Filed Under: Blog, Hail damage Repair

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